Charm Booklet

CHARM stands for Consumer Handbook on Adjustable Rate Mortgages (ARM). This booklet explains the pros and cons of an ARM loan in addition to giving a worksheet that can help you decide if an ARM is right for you and your financial goals.


Anchor Mortgage Services, Inc. is an Equal Housing Opportunity Lender and is committed to treating all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or the exercise of legal rights under the federal Consumer Credit Protection Act (15 U.S.C. §§ 1601 et seq.).